What To Know
- If you refer friends or family members to the Chase Sapphire Preferred card, you can earn a generous referral bonus of 10,000 points per approved referral.
- Whether you’re planning a dream vacation, booking everyday purchases, or simply seeking peace of mind, the Chase Sapphire Preferred card is a card that will continue to deliver value for years to come.
- The best way to use your points is to redeem them for travel through the Chase Ultimate Rewards portal, where you can get a 50% bonus on your points.
In the vast realm of credit cards, where loyalty is often fleeting, there’s one card that has earned a permanent place in my wallet: the Chase Sapphire Preferred® Card. From its exceptional rewards to its unparalleled benefits, this card has proven to be an indispensable companion on my financial journey. Here’s why I’m keeping my Chase Sapphire Preferred card forever:
1. Unmatched Points Earning
The Chase Sapphire Preferred card boasts one of the highest points-earning rates among travel rewards cards. You’ll earn 2X points on dining and travel purchases, and 1X point on all other purchases. This means you can quickly accumulate a substantial number of points that can be redeemed for a wide range of rewards.
2. Flexible Redemption Options
Unlike many other credit cards, the Chase Sapphire Preferred card gives you incredible flexibility in redeeming your points. You can use them to book flights, hotels, rental cars, experiences, and even transfer them to airline and hotel loyalty programs. This allows you to maximize the value of your points and get the most out of your rewards.
3. Valuable Travel Perks
Beyond its points-earning capabilities, the Chase Sapphire Preferred card offers a host of valuable travel perks. You’ll enjoy complimentary airport lounge access through Chase Lounge Access, a 50% bonus on points redeemed for Chase Ultimate Rewards travel, and no foreign transaction fees, making it an ideal card for international travelers.
4. Comprehensive Insurance Coverage
The Chase Sapphire Preferred card provides peace of mind with its comprehensive insurance coverage. This includes trip cancellation and interruption insurance, baggage delay insurance, auto rental collision damage waiver, and purchase protection. Having this coverage can save you a significant amount of money in case of unexpected events.
5. Excellent Customer Service
Chase is renowned for its exceptional customer service. The Chase Sapphire Preferred cardholders benefit from 24/7 customer support, a dedicated travel hotline, and online chat and messaging services. This ensures that you’ll always have assistance when you need it.
6. No Annual Fee for the First Year
As a new cardholder, you’ll enjoy the first year of your Chase Sapphire Preferred card membership without paying an annual fee. This gives you ample time to start earning points and enjoying the benefits before deciding if it’s the right card for you.
7. Strong Referral Bonus
If you refer friends or family members to the Chase Sapphire Preferred card, you can earn a generous referral bonus of 10,000 points per approved referral. This is an excellent way to boost your points balance and get even more value from your card.
Additional Benefits
In addition to the key benefits mentioned above, the Chase Sapphire Preferred card offers a range of other advantages:
- Free authorized user cards: Add up to three authorized users to your account at no additional cost.
- Mobile wallet compatibility: Use Apple Pay, Google Pay, or Samsung Pay to make contactless payments.
- Travel notifications: Receive alerts when you’re traveling to help you manage your account and avoid fraud.
- Price protection: If you find a lower price for an item you purchased within 120 days, Chase will refund the difference.
Summary: A Card That Keeps on Giving
The Chase Sapphire Preferred® Card has proven to be an invaluable asset in my financial life. Its exceptional rewards, flexible redemption options, valuable travel perks, and comprehensive insurance coverage make it an indispensable companion for anyone who values travel and financial flexibility. Whether you’re planning a dream vacation, booking everyday purchases, or simply seeking peace of mind, the Chase Sapphire Preferred card is a card that will continue to deliver value for years to come.
Information You Need to Know
Q: Is the Chase Sapphire Preferred card worth the annual fee?
A: For frequent travelers and those who value flexible rewards and travel perks, the annual fee is well worth the benefits you receive.
Q: What is the best way to use Chase Ultimate Rewards points?
A: The best way to use your points is to redeem them for travel through the Chase Ultimate Rewards portal, where you can get a 50% bonus on your points.
Q: Can I transfer Chase Ultimate Rewards points to other loyalty programs?
A: Yes, you can transfer your points to over 10 airline and hotel loyalty programs, allowing you to maximize the value of your points.
