What To Know
- The United Explorer Card is a popular travel credit card that offers a range of benefits to frequent United Airlines flyers.
- One of the most valuable benefits of the United Explorer Card is the ability to check up to two bags for free on United flights.
- While the United Explorer Card offers a range of benefits, there are a few drawbacks to consider.
The United Explorer Card is a popular travel credit card that offers a range of benefits to frequent United Airlines flyers. But is it the right card for you? This comprehensive guide will delve into the card’s features, benefits, and drawbacks to help you make an informed decision.
Earning Rewards
The United Explorer Card earns United MileagePlus miles on all purchases:
- 2 miles per dollar: On United purchases
- 1 mile per dollar: On all other purchases
These miles can be redeemed for flights, upgrades, and other travel experiences on United Airlines and its partners. Additionally, the card offers a generous welcome bonus of up to 80,000 bonus miles after meeting spending requirements.
Free Checked Bags
One of the most valuable benefits of the United Explorer Card is the ability to check up to two bags for free on United flights. This can save you hundreds of dollars in baggage fees, especially if you travel frequently.
Priority Boarding
Cardholders also receive priority boarding on all United flights. This allows you to board the plane early and secure a desirable seat.
Travel Insurance
The United Explorer Card provides a range of travel insurance benefits, including:
- Trip cancellation/interruption insurance: Up to $10,000 per person
- Baggage delay insurance: Up to $1,250 per person
These benefits can provide peace of mind and protect you from unexpected events that could disrupt your travel plans.
Other Benefits
In addition to the above benefits, the United Explorer Card also offers:
- Zero annual fee: The first year, then $95 thereafter
- Access to United Club℠ lounges: With a paid membership
- MileagePlus Premier® Silver status: After spending $12,000 in a calendar year
Drawbacks
While the United Explorer Card offers a range of benefits, there are a few drawbacks to consider:
- Limited rewards outside of United: The card only earns bonus miles on United purchases.
- Annual fee: After the first year, the card has a $95 annual fee.
- Foreign transaction fees: The card charges a 2.75% fee on all foreign transactions.
Is It Worth It?
Whether or not the United Explorer Card is worth it for you depends on your individual travel habits and needs. If you frequently fly United Airlines and check bags, then the card’s free checked bags and priority boarding benefits can make it a valuable investment. However, if you don’t fly United often or prefer to earn rewards that can be used on multiple airlines, there may be better options available.
Alternatives to Consider
If the United Explorer Card isn‘t right for you, consider these alternatives:
- Chase Sapphire Preferred® Card: Offers 2x points on travel and dining, and 1x point on all other purchases.
- American Express® Gold Card: Offers 4x points on dining and groceries, and 2x points on flights booked directly with airlines.
- Capital One Venture Rewards Credit Card: Offers 2x miles on all purchases, and no foreign transaction fees.
Final Thoughts
The United Explorer Card offers a range of benefits that can be valuable to frequent United Airlines flyers. However, it’s important to consider the card’s drawbacks and compare it to other options before making a decision. By carefully evaluating your travel habits and needs, you can choose the credit card that best meets your requirements.
What You Need to Learn
Q: How many miles do I need to earn a free flight on United?
A: The number of miles required for a free flight depends on the destination and travel class. Generally, you’ll need around 25,000 miles for a domestic economy flight and 60,000 miles for a transatlantic business class flight.
Q: Can I use my United Explorer Card to book flights on other airlines?
A: Yes, you can use your United Explorer Card to book flights on other airlines, but you won’t earn bonus miles on those purchases.
Q: Does the United Explorer Card have a foreign transaction fee?
A: Yes, the United Explorer Card charges a 2.75% fee on all foreign transactions.
