What To Know
- Earn enough points to earn a Companion Pass, which allows a companion to fly with you for free on all Southwest flights.
- Southwest Airlines offers a no-annual-fee credit card, while American Airlines has the AAdvantage® Aviator® Red World Elite Mastercard® with an annual fee of $0.
- Whether you prioritize low fees, generous rewards, or exclusive perks, there is a Southwest or American Airlines credit card that can enhance your travel experience.
When it comes to choosing the right credit card for your travel needs, two major airlines stand out: Southwest Airlines and American Airlines. Both offer a range of credit cards with attractive benefits, but which one is better for you? This comprehensive guide will delve into the key features, rewards, and benefits of Southwest and American Airlines credit cards to help you make an informed decision.
Benefits and Rewards
Southwest Airlines Credit Cards
- Southwest Rapid Rewards Points: Earn points on all purchases, which can be redeemed for Southwest flights.
- Companion Pass: Earn enough points to earn a Companion Pass, which allows a companion to fly with you for free on all Southwest flights.
- Free Checked Bags: Southwest offers free checked bags for cardholders and their companions.
- Priority Boarding: Cardholders receive priority boarding, ensuring they get a good seat on their flights.
American Airlines Credit Cards
- AAdvantage Miles: Earn miles on all purchases, which can be redeemed for American Airlines flights.
- Elite Status: Earn miles towards elite status, which unlocks various perks such as priority boarding, lounge access, and bonus miles.
- Free Checked Bags: American Airlines offers free checked bags for cardholders and their companions.
- Admirals Club Access: Higher-tier cards offer access to Admirals Club lounges, providing a comfortable and exclusive airport experience.
Fees
Southwest Airlines Credit Cards
- Southwest Rapid Rewards® Credit Card: Annual fee of $0.
- Southwest Rapid Rewards® Premier Credit Card: Annual fee of $99.
- Southwest Rapid Rewards® Priority Credit Card: Annual fee of $149.
American Airlines Credit Cards
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: Annual fee of $99.
- Citi® / AAdvantage® Executive World Elite Mastercard®: Annual fee of $450.
- AAdvantage® Aviator® Red World Elite Mastercard®: Annual fee of $0.
Credit Limits
Southwest Airlines Credit Cards
- Credit limits vary depending on creditworthiness.
American Airlines Credit Cards
- Credit limits vary depending on creditworthiness.
Customer Service
Southwest Airlines Credit Cards
- Southwest Airlines offers 24/7 customer service via phone, chat, and email.
- Cardholders can easily manage their accounts online or through the mobile app.
American Airlines Credit Cards
- American Airlines offers 24/7 customer service via phone, chat, and email.
- Cardholders can manage their accounts through the American Airlines website or mobile app.
Which Card is Right for You?
The best credit card for you depends on your individual needs and travel habits.
- If you primarily fly Southwest: Southwest Airlines credit cards offer generous rewards, free checked bags, and the potential for a Companion Pass.
- If you frequently fly other airlines: American Airlines credit cards provide miles that can be redeemed on multiple airlines, as well as elite status benefits and lounge access.
- If you value low annual fees: Southwest Airlines offers a no-annual-fee credit card, while American Airlines has the AAdvantage® Aviator® Red World Elite Mastercard® with an annual fee of $0.
- If you want exclusive perks: American Airlines credit cards offer access to Admirals Club lounges, which provide a premium airport experience.
Wrap-Up
Both Southwest Airlines and American Airlines offer a range of credit cards with unique benefits and rewards. By carefully considering your travel needs and comparing the features of each card, you can choose the one that best meets your requirements. Whether you prioritize low fees, generous rewards, or exclusive perks, there is a Southwest or American Airlines credit card that can enhance your travel experience.
Questions You May Have
Q: Which credit card has the best rewards for Southwest flights?
A: Southwest Airlines credit cards offer the best rewards for Southwest flights, including the potential for a Companion Pass.
Q: Can I earn American Airlines miles on Southwest flights?
A: No, you cannot earn American Airlines miles on Southwest flights.
Q: Which credit card offers free checked bags on American Airlines flights?
A: All American Airlines credit cards offer free checked bags for cardholders and their companions.
Q: Is there a Southwest Airlines credit card with no annual fee?
A: Yes, the Southwest Rapid Rewards® Credit Card has no annual fee.
Q: Can I use American Airlines miles to book flights on partner airlines?
A: Yes, you can use American Airlines miles to book flights on partner airlines, such as Alaska Airlines, British Airways, and Japan Airlines.
