What To Know
- The Chase Sapphire Preferred card has emerged as a popular choice, but is it truly the best option for dining enthusiasts.
- As you can see, the Chase Sapphire Preferred offers a competitive dining rewards rate and a lower annual fee compared to the American Express Gold Card.
- The Chase Sapphire Preferred card is an excellent choice for dining enthusiasts who value travel rewards, a low annual fee, and a wide range of redemption options.
Are you a culinary enthusiast seeking a credit card that caters to your dining needs? The Chase Sapphire Preferred card has emerged as a popular choice, but is it truly the best option for dining enthusiasts? This comprehensive guide will delve into the card’s features, benefits, and rewards to help you determine if the Chase Sapphire Preferred is the ideal card for your dining adventures.
Dining Rewards and Bonuses
The Chase Sapphire Preferred card offers exceptional rewards for dining enthusiasts. You’ll earn:
- 2x points on dining at restaurants, including takeout and delivery
- 1x point on all other purchases
These points can be redeemed for various rewards, including:
- Travel, such as flights, hotels, and rental cars
- Cash back
- Gift cards
- Experiences, such as dining, concerts, and sporting events
Bonus Categories and Partnerships
Beyond the standard dining rewards, the Chase Sapphire Preferred card offers bonus categories that enhance your dining experiences:
- 5x points on travel purchased through Chase Ultimate Rewards
- 3x points on dining at select restaurants during special promotions
Additionally, the card has partnerships with renowned dining establishments, such as:
- DoorDash: Earn 2x points on DoorDash orders
- Grubhub: Earn 2x points on Grubhub orders
- Tock: Earn 2x points on Tock reservations
Redeeming Points for Dining
The Chase Sapphire Preferred card offers a variety of ways to redeem your points for dining experiences:
- Cash back: Redeem your points for a statement credit to cover dining expenses
- Gift cards: Purchase gift cards from popular dining establishments, such as Amazon, Starbucks, and Uber Eats
- Travel: Book dining reservations at participating restaurants through the Chase Ultimate Rewards portal
Annual Fee and Benefits
The Chase Sapphire Preferred card has an annual fee of $95. However, this fee is offset by the card’s valuable benefits, including:
- $50 annual Ultimate Rewards hotel credit: Use this credit towards hotel stays booked through the Chase Ultimate Rewards portal
- No foreign transaction fees: Enjoy using your card abroad without incurring additional charges
- Primary rental car insurance: Provides coverage for rental cars in the United States and most foreign countries
- Purchase protection: Protects eligible purchases against damage or theft
Comparison to Other Dining Credit Cards
To assess the Chase Sapphire Preferred‘s performance, let’s compare it to other popular dining credit cards:
| Card | Dining Rewards | Annual Fee |
| — | — | — |
| Chase Sapphire Preferred | 2x points on dining | $95 |
| American Express Gold Card | 4x points on dining at restaurants | $250 |
| Citi Premier Card | 2x points on dining at restaurants and takeout | $95 |
As you can see, the Chase Sapphire Preferred offers a competitive dining rewards rate and a lower annual fee compared to the American Express Gold Card.
Who Should Consider the Chase Sapphire Preferred?
The Chase Sapphire Preferred card is an ideal choice for individuals who:
- Dine out frequently
- Prefer a card with a low annual fee
- Value travel rewards and dining experiences
- Seek a card with a wide range of redemption options
Alternatives to the Chase Sapphire Preferred
If the Chase Sapphire Preferred card does not meet your specific needs, consider these alternatives:
- American Express Gold Card: Offers a higher dining rewards rate but has a higher annual fee
- Citi Premier Card: Similar dining rewards rate and annual fee to the Chase Sapphire Preferred, but offers additional benefits for travel and everyday spending
- Capital One SavorOne Cash Rewards Credit Card: A great option for those who prefer cash back rewards
Key Points: Is the Chase Sapphire Preferred Good for Dining?
The Chase Sapphire Preferred card is an excellent choice for dining enthusiasts who value travel rewards, a low annual fee, and a wide range of redemption options. While other cards may offer higher dining rewards rates, the Chase Sapphire Preferred’s well-rounded benefits make it a top contender in the dining credit card category.
Frequently Discussed Topics
1. What is the best way to maximize my Chase Sapphire Preferred dining rewards?
Utilize the card’s bonus categories, such as 5x points on travel and 3x points on select dining promotions.
2. Can I use my Chase Sapphire Preferred points to pay for dining reservations directly?
Yes, you can book dining reservations through the Chase Ultimate Rewards portal and redeem your points as payment.
3. What is the annual fee for the Chase Sapphire Preferred card?
The annual fee is $95.
4. Does the Chase Sapphire Preferred card offer any travel benefits?
Yes, the card offers a $50 annual Ultimate Rewards hotel credit and primary rental car insurance.
5. Can I use my Chase Sapphire Preferred points to purchase gift cards for dining establishments?
Yes, you can purchase gift cards from popular dining establishments through the Chase Ultimate Rewards portal.
