What To Know
- When it comes to choosing a travel credit card, the American Airlines card is a popular choice for frequent flyers.
- If you don’t fly American Airlines often or don’t value the other benefits, there may be other travel credit cards that are a better fit for you.
- Free checked bags, priority boarding, and access to the Delta Sky Club for a lower annual fee than the American Airlines card.
When it comes to choosing a travel credit card, the American Airlines card is a popular choice for frequent flyers. But is it worth the annual fee? In this comprehensive guide, we’ll delve into the benefits and drawbacks of the card to help you make an informed decision.
Benefits of the American Airlines Credit Card
Generous Sign-Up Bonus
New cardholders can earn a substantial sign-up bonus after meeting minimum spending requirements. This bonus can be redeemed for free flights or other travel expenses.
Free Checked Bags
Cardholders enjoy free checked bags on American Airlines flights for themselves and up to four companions on the same reservation. This can save you hundreds of dollars per year.
Priority Boarding
Cardholders receive priority boarding, allowing them to board the plane sooner and secure overhead bin space.
Earn Miles Quickly
The card earns miles on every purchase, which can be redeemed for free flights, upgrades, and other rewards. You’ll earn bonus miles on American Airlines purchases and everyday spending categories.
Elite Status Perks
Frequent cardholders can earn elite status with American Airlines, which comes with additional benefits such as priority check-in, lounge access, and upgraded seats.
Travel Insurance
The card provides various travel insurance benefits, including trip cancellation/interruption insurance, baggage delay insurance, and medical evacuation coverage.
No Foreign Transaction Fees
When using the card for international purchases, you won’t incur any foreign transaction fees.
Drawbacks of the American Airlines Credit Card
Annual Fee
The card has an annual fee, which can be a significant expense. Weigh the value of the benefits against the fee to determine if it’s worth it for you.
Limited Redemption Options
While you can redeem miles for flights on American Airlines, the redemption options for other airlines and travel partners are more limited.
Blackout Dates and Restrictions
Free checked bags and priority boarding are subject to blackout dates and other restrictions.
High Interest Rates
The card has a high APR, so it’s important to pay off your balance in full each month to avoid paying interest.
Is the American Airlines Card Right for You?
The American Airlines card is a good choice for frequent flyers who:
- Fly American Airlines regularly
- Want to earn free checked bags and priority boarding
- Value elite status perks
- Travel internationally
- Can pay off their balance in full each month
If you don’t fly American Airlines often or don’t value the other benefits, there may be other travel credit cards that are a better fit for you.
Alternatives to the American Airlines Card
If the American Airlines card isn‘t right for you, consider these alternatives:
- Capital One Venture X: No annual fee, 2x miles on all purchases, and a generous sign-up bonus.
- Chase Sapphire Preferred: Earn 2x points on travel and dining, and a valuable sign-up bonus.
- Delta SkyMiles® Gold American Express Card: Free checked bags, priority boarding, and access to the Delta Sky Club for a lower annual fee than the American Airlines card.
Final Thoughts
Whether or not the American Airlines card is worth it for you depends on your individual travel habits and financial situation. By carefully considering the benefits, drawbacks, and alternatives, you can make an informed decision that meets your needs.
Frequently Asked Questions
1. How many miles do I need for a free flight on American Airlines?
The number of miles required for a free flight varies depending on the destination and travel dates. You can use the American Airlines mileage calculator to estimate the cost.
2. Can I use my American Airlines miles on other airlines?
Yes, American Airlines has partnerships with several other airlines, allowing you to redeem miles for flights on those carriers.
3. How do I earn elite status with American Airlines?
You can earn elite status by flying a certain number of miles or segments on American Airlines each year. Cardholders can also earn elite status by spending a certain amount of money on the card.
4. What is the best way to use American Airlines miles?
The best way to use American Airlines miles is to redeem them for flights during peak travel times or for premium cabin seats.
5. Is the American Airlines card worth it if I don’t fly American Airlines often?
If you don’t fly American Airlines often, the card may not be worth the annual fee. Consider an alternative travel credit card with more flexible redemption options.
