What To Know
- This flexibility allows you to use your points for whatever you need, whether it’s a vacation, a new gadget, or a memorable day out.
- The Chase Sapphire Preferred® Card has an annual fee of $95, but you won’t have to pay it during the first year.
- This gives you a full year to experience the benefits of the card and decide if it’s worth it for you.
The Chase Sapphire Preferred® Card is a powerful tool for savvy travelers and everyday spenders. With its generous rewards program, travel benefits, and flexible redemption options, it’s no wonder why this card is a popular choice. However, to truly maximize the value of your Chase Sapphire Preferred® Card, it’s essential to understand its features and leverage them strategically. This comprehensive guide will provide you with all the knowledge you need to unlock the full potential of your card.
Earning Maximum Points
1. Optimize Everyday Spending
The Chase Sapphire Preferred® Card earns 2x points per dollar on travel and dining purchases, and 1x point per dollar on all other purchases. To maximize your points earning, make sure to use your card for all eligible expenses, including groceries, gas, and entertainment.
2. Utilize Bonus Categories
In addition to the standard earning rates, Chase often offers bonus categories where you can earn even more points on specific types of purchases. For example, you might earn 5x points on groceries or 3x points on gas. Keep an eye on these promotions and take advantage of them whenever possible.
3. Refer Friends and Family
Chase offers a generous referral bonus program. When you refer someone to the Chase Sapphire Preferred® Card and they’re approved, you’ll both earn bonus points. This is a great way to earn extra points while helping your friends and family save money.
Redeeming Your Points
4. Travel Rewards
One of the best ways to use your Chase Sapphire Preferred® Card points is to redeem them for travel. You can transfer points to over 100 airline and hotel partners, giving you maximum flexibility in booking flights and accommodations.
5. Flexible Redemption Options
In addition to travel rewards, you can also redeem your Chase Sapphire Preferred® Card points for cash back, gift cards, or experiences. This flexibility allows you to use your points for whatever you need, whether it’s a vacation, a new gadget, or a memorable day out.
6. Maximize Value through Chase Ultimate Rewards
The Chase Sapphire Preferred® Card is part of the Chase Ultimate Rewards® program. This program allows you to pool points from multiple Chase cards and redeem them for even greater value. By combining points from your Sapphire Preferred® Card with other Chase cards, you can earn towards larger rewards or experiences.
Travel Benefits
7. Travel Protection
The Chase Sapphire Preferred® Card offers a range of travel protection benefits, including trip cancellation/interruption insurance, lost luggage reimbursement, and emergency medical assistance. These benefits provide peace of mind when you’re traveling, knowing that you’re protected in case of unexpected events.
8. Priority Pass Membership
Cardholders receive complimentary access to over 1,300 Priority Pass lounges worldwide. These lounges offer a comfortable and relaxing space to wait for your flight, with amenities such as Wi-Fi, snacks, and beverages.
9. Global Entry or TSA PreCheck Credit
Every four years, you can receive up to $100 in statement credits towards the application fee for Global Entry or TSA PreCheck. These programs provide expedited security screening at airports, saving you time and hassle when traveling.
Dining Rewards
10. Sapphire Dining
Sapphire Dining is a program that allows you to earn 2x points per dollar on dining purchases at participating restaurants. To enroll in Sapphire Dining, simply link your Chase Sapphire Preferred® Card to your account.
11. Exclusive Dining Experiences
Chase offers exclusive dining experiences to Sapphire Preferred® Cardholders, such as chef’s tasting menus, cooking classes, and access to special events. These experiences provide a unique opportunity to enjoy fine dining and culinary adventures.
Other Benefits
12. No Annual Fee for the First Year
The Chase Sapphire Preferred® Card has an annual fee of $95, but you won’t have to pay it during the first year. This gives you a full year to experience the benefits of the card and decide if it’s worth it for you.
13. 60,000 Bonus Points Offer
New cardholders can earn a welcome bonus of 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening. These points can be redeemed for a wide range of travel and lifestyle rewards.
14. Excellent Customer Service
Chase is known for its excellent customer service. Cardholders can access support 24/7 through phone, chat, or email. You can also manage your account and redeem rewards online or through the Chase mobile app.
Recommendations: Unlock the Full Potential of Your Sapphire Preferred® Card
By following the strategies outlined in this guide, you can maximize the value of your Chase Sapphire Preferred® Card. From earning bonus points to redeeming them for unforgettable travel experiences, this card is an essential tool for savvy spenders and travelers alike. Embrace the power of your Sapphire Preferred® Card and unlock a world of rewards, benefits, and unforgettable adventures.
Questions You May Have
Q: What is the annual fee for the Chase Sapphire Preferred® Card?
A: The annual fee is $95, but you won’t have to pay it during the first year.
Q: How do I earn bonus points with the Chase Sapphire Preferred® Card?
A: You can earn bonus points by optimizing everyday spending, utilizing bonus categories, and referring friends and family.
Q: What travel protection benefits does the Chase Sapphire Preferred® Card offer?
A: The card offers trip cancellation/interruption insurance, lost luggage reimbursement, and emergency medical assistance.
Q: How can I redeem my Chase Sapphire Preferred® Card points for travel?
A: You can transfer points to over 100 airline and hotel partners or redeem them for cash back, gift cards, or experiences.
Q: Can I use my Chase Sapphire Preferred® Card points to pay for flights and hotels booked through Chase?
A: Yes, you can use your points to pay for flights and hotels booked through Chase Ultimate Rewards®.
