Unleash The Power Of Travel: How To Get The Chase Sapphire Preferred Card And Earn Points Galore
What To Know
- The Chase Sapphire Preferred® Card is a highly sought-after travel rewards credit card, offering a plethora of benefits for frequent travelers.
- The Chase Sapphire Preferred® Card offers a variety of point redemption options, including.
- The Chase Sapphire Preferred® Card is an exceptional choice for travelers seeking a card that offers a balance of rewards, benefits, and affordability.
The Chase Sapphire Preferred® Card is a highly sought-after travel rewards credit card, offering a plethora of benefits for frequent travelers. If you’re considering adding this card to your wallet, this comprehensive guide will provide you with all the essential information you need to know.
Eligibility Requirements
To qualify for the Chase Sapphire Preferred® Card, you must meet the following criteria:
- Good to excellent credit score (typically 700 or higher)
- Regular income
- No recent history of bankruptcies or foreclosures
Application Process
To apply for the Chase Sapphire Preferred® Card, you can:
- Visit the Chase website: https://creditcards.chase.com/a1/sapphirepreferred
- Call the Chase customer service line: 1-800-432-3117
- Visit a local Chase branch
The application process typically takes a few minutes to complete. You will need to provide personal information, income details, and credit history.
Annual Fee and Benefits
The Chase Sapphire Preferred® Card has an annual fee of $95. However, the generous rewards and benefits it offers can easily offset this fee. Key benefits include:
- 2x points on dining and travel: Earn double points on all eligible dining and travel purchases.
- 1x point on all other purchases: Accumulate points on every dollar you spend.
- $60 annual Ultimate Rewards travel credit: Reimburse yourself for travel-related expenses, such as flights, hotels, and rental cars.
- 1:1 transfer to popular travel partners: Redeem your points for award flights, hotel stays, and other travel experiences with airlines and hotel chains.
- No foreign transaction fees: Use your card abroad without incurring additional charges.
- Chip-enabled card with fraud protection: Enjoy peace of mind with enhanced security features.
Point Redemption Options
The Chase Sapphire Preferred® Card offers a variety of point redemption options, including:
- Travel rewards: Use points to book flights, hotel stays, rental cars, and cruises.
- Cash back: Redeem points for cash deposits into your bank account.
- Gift cards: Exchange points for gift cards from popular retailers and restaurants.
- Experiences: Use points to purchase tickets for events, activities, and dining experiences.
Ways to Maximize Points
To maximize the rewards you earn with the Chase Sapphire Preferred® Card, consider the following tips:
- Use the card for eligible purchases: Focus on earning 2x points on dining and travel.
- Take advantage of bonus categories: Participate in Chase’s rotating bonus categories to earn even more points.
- Refer friends and family: Earn bonus points for each successful referral.
- Use the Chase Ultimate Rewards portal: Book travel through the portal to earn bonus points.
- Consider the Chase Ultimate Rewards® Visa Signature® Card: This premium card offers even more rewards and benefits, including increased point earning rates and exclusive travel perks.
Other Considerations
Before applying for the Chase Sapphire Preferred® Card, consider these additional factors:
- Credit score impact: Applying for a new credit card can temporarily lower your credit score.
- Balance transfer fee: If you transfer a balance from another card, you will incur a balance transfer fee.
- Interest rates: The Chase Sapphire Preferred® Card has a variable APR that can change over time.
In a nutshell: Embark on Limitless Travel Rewards
The Chase Sapphire Preferred® Card is an exceptional choice for travelers seeking a card that offers a balance of rewards, benefits, and affordability. By understanding the eligibility requirements, application process, and point redemption options, you can harness the full potential of this card and unlock endless travel possibilities.
Frequently Asked Questions
Q: What is the minimum credit score required for the Chase Sapphire Preferred® Card?
A: A good to excellent credit score (typically 700 or higher) is generally required.
Q: Is there an annual fee for the Chase Sapphire Preferred® Card?
A: Yes, the annual fee is $95.
Q: How many points can I earn with the Chase Sapphire Preferred® Card?
A: You can earn 2x points on dining and travel, and 1x point on all other purchases.
Q: What are the point redemption options for the Chase Sapphire Preferred® Card?
A: You can redeem points for travel rewards, cash back, gift cards, and experiences.
Q: Can I use the Chase Sapphire Preferred® Card abroad without incurring foreign transaction fees?
A: Yes, the card is chip-enabled and does not incur foreign transaction fees.