What To Know
- In your letter, clearly state that you are requesting an update on your Southwest credit card application status.
- If you have not received a response within 30 days, contact Southwest to inquire about the status of your application.
- If your credit score is a factor in the denial, work on improving it by paying bills on time and reducing debt.
Applying for a Southwest credit card can be an exciting step towards earning valuable rewards and benefits. However, the waiting game to know the outcome of your application can feel like an eternity. Fret no more! This comprehensive guide will walk you through the various methods to check your Southwest credit card application status, ensuring you stay informed every step of the way.
Online Application Status Check
Step 1: Visit Southwest’s Website
Navigate to Southwest’s official website, southwest.com, and locate the “Credit Cards” section.
Step 2: Click on “Check Application Status”
Under the “Credit Cards” tab, you will find the “Check Application Status” link. Click on it to proceed.
Step 3: Enter Application Information
Enter your Social Security number, last name, and date of birth as requested on the application status page.
Step 4: View Application Status
Once you submit the required information, you will be presented with the current status of your application.
Phone Application Status Check
Step 1: Call Southwest’s Customer Service
Dial Southwest’s customer service number at 1-800-435-9792.
Step 2: Select Application Status Option
Follow the automated prompts and select the option to check your credit card application status.
Step 3: Provide Application Details
You will be asked to provide your Social Security number, last name, and date of birth to verify your identity.
Step 4: Receive Status Update
A customer service representative will provide you with the current status of your application.
Mail Application Status Check
Step 1: Send a Written Request
If you prefer a more traditional approach, you can send a written request to Southwest’s mailing address:
Southwest Airlines
P.O. Box 36649
Dallas, TX 75235-1649
Step 2: Include Application Information
In your letter, clearly state that you are requesting an update on your Southwest credit card application status. Include your full name, Social Security number, and the date you submitted the application.
Step 3: Allow Time for Processing
Southwest will process your written request and mail you a response within 10-14 business days.
Application Status Timeline
After submitting your Southwest credit card application, you can expect the following timeline:
- Immediate: You will receive an email or text message acknowledging the receipt of your application.
- Within 24-48 hours: Your application will be reviewed and you will receive an update on its status.
- Within 7-10 business days: If your application is approved, you will receive a welcome kit with your credit card.
- After 30 days: If you have not received a response within 30 days, contact Southwest to inquire about the status of your application.
Understanding Application Status Messages
When checking your application status, you may encounter the following messages:
- In Process: Your application is still being reviewed.
- Approved: Congratulations! Your application has been approved.
- Denied: Unfortunately, your application has not been approved.
- Pending Further Review: Your application requires additional information or verification.
What to Do if Your Application is Denied
If your Southwest credit card application is denied, do not despair. Here are some steps you can take:
- Review the Denial Letter: Carefully read the denial letter to understand the reasons for the decision.
- Contact Customer Service: Call Southwest’s customer service number to discuss the denial and explore any potential reconsideration options.
- Improve Your Credit: If your credit score is a factor in the denial, work on improving it by paying bills on time and reducing debt.
- Apply Again: You can reapply for a Southwest credit card after 6 months to a year.
Common Questions and Answers
Q: How long does it usually take to receive a decision on my Southwest credit card application?
A: Most applications are processed within 24-48 hours. However, it can take up to 7-10 business days in some cases.
Q: What if I have not received a response after 30 days?
A: Contact Southwest‘s customer service to inquire about the status of your application.
Q: Can I check my Southwest credit card application status online?
A: Yes, you can check your application status online by visiting southwest.com and clicking on “Check Application Status.”
Q: What information do I need to provide to check my application status?
A: You will need to enter your Social Security number, last name, and date of birth.
Q: What does “In Process” mean for my application status?
A: “In Process” means that your application is still being reviewed.
