Insider Secrets Revealed: How To Change Your Chase Sapphire Preferred To Reserve And Boost Your Travel Benefits

Are you ready to unlock a world of unparalleled travel and dining experiences? If you’re a Chase Sapphire Preferred cardholder yearning for an even more rewarding card, it’s time to consider upgrading to the prestigious Chase Sapphire Reserve. This comprehensive guide will walk you through the effortless process of how to change Chase Sapphire Preferred to Reserve.

Benefits of Upgrading to Chase Sapphire Reserve

• Earn More Points: 3x points on travel and dining, 1x point on all other purchases.
• Enhanced Travel Perks: Airport lounge access, Global Entry or TSA PreCheck fee credit, and trip delay/cancellation insurance.
• Luxury Dining: 10x points on dining at select restaurants.
• Premium Travel Rewards: Transfer points to leading airline and hotel loyalty programs at a 1:1 ratio.
• Exclusive Experiences: Access to exclusive events, concerts, and culinary experiences.

Eligibility for Chase Sapphire Reserve

To be eligible for the Chase Sapphire Reserve, you must:

• Have an excellent credit score (700 or higher)
• Have a good payment history
• Be able to afford the $550 annual fee

Step-by-Step Guide to Convert

1. Log in to Your Chase Account: Visit the Chase website and sign in to your online account.
2. Navigate to “My Accounts”: Click on “My Accounts” from the top menu.
3. Select “Sapphire Preferred“: From the list of credit cards, choose “Sapphire Preferred.”
4. Click “View Details“: Click on “View Details” beneath the card information.
5. Find “Upgrade Options“: Scroll down the page and locate the “Upgrade Options” section.
6. Choose “Upgrade to Sapphire Reserve“: Click on the “Upgrade to Sapphire Reserve” button.
7. Review and Accept Terms: Carefully review the terms and conditions of the upgrade and click “Accept.”

Activation and Timeline

Once you’ve completed the upgrade process, your new Chase Sapphire Reserve card will be activated within 7-10 business days. You’ll receive a welcome kit containing your new card and account information.

Annual Fee and Grace Period

The $550 annual fee for the Chase Sapphire Reserve is due upon activation. However, you’ll have a 30-day grace period from the date of activation to cancel the card and avoid the fee.

Cancellation Process

If you decide not to keep the Chase Sapphire Reserve card, you can cancel it by:

• Calling the Chase customer service number
• Sending a secure message through your Chase online account
• Visiting a Chase branch

Other Considerations

• Existing Sapphire Preferred Points: Any Ultimate Rewards points you’ve earned on your Sapphire Preferred card will automatically transfer to your Sapphire Reserve account.
• Credit Inquiry: Upgrading to the Chase Sapphire Reserve may result in a hard credit inquiry, which can slightly impact your credit score.
• Contact Chase: If you have any questions or concerns during the upgrade process, don’t hesitate to contact Chase customer service.

Conclusion

Upgrading from Chase Sapphire Preferred to Reserve is a strategic move that can elevate your travel and dining experiences. By following the simple steps outlined in this guide, you can seamlessly convert your card and unlock the world of exclusive rewards and benefits.

FAQs

Q: Can I downgrade my Chase Sapphire Reserve to Preferred later on?
A: Yes, you can downgrade to the Chase Sapphire Preferred at any time by contacting Chase customer service.

Q: Will I lose my Ultimate Rewards points if I downgrade?
A: No, your Ultimate Rewards points will remain in your account and can be redeemed as usual.

Q: What if I’m not eligible for the Chase Sapphire Reserve?
A: If you don’t meet the eligibility requirements, you can consider other Chase credit cards that offer rewards and benefits tailored to your spending habits.