What To Know
- The United Explorer Card offers a range of travel insurance benefits, providing peace of mind during your travels.
- In addition to travel insurance, the United Explorer Card offers a host of other benefits, including.
- The United Explorer Card offers a comprehensive range of travel insurance benefits, providing peace of mind during your journeys.
When embarking on exciting adventures, it’s essential to ensure your travel is protected. Many travelers wonder, “Does United Explorer Card have travel insurance?” This comprehensive guide delves into the details of the United Explorer Card’s travel insurance coverage, empowering you to make informed decisions for your next journey.
Understanding United Explorer Card’s Travel Insurance
The United Explorer Card offers a range of travel insurance benefits, providing peace of mind during your travels. These benefits include:
- Trip Delay Insurance: Reimburses up to $500 per person for expenses incurred if your flight is delayed for more than 12 hours.
- Trip Cancellation/Interruption Insurance: Covers up to $10,000 per person for non-refundable trip expenses if your trip is canceled or interrupted due to covered reasons.
- Baggage Delay Insurance: Provides up to $3,000 per person for expenses incurred if your checked baggage is delayed for more than 12 hours.
- Baggage Loss/Damage Insurance: Covers up to $3,000 per person for lost or damaged checked baggage.
- Emergency Medical and Dental Expenses: Provides up to $250,000 per person for medical and dental expenses incurred during your trip.
- Accidental Death and Dismemberment Insurance: Offers up to $500,000 in coverage for accidental death or dismemberment while traveling.
Exclusions and Limitations
While the United Explorer Card provides valuable travel insurance benefits, it’s important to note certain exclusions and limitations:
- Pre-existing medical conditions are not covered.
- Trip cancellation/interruption coverage does not include reasons such as change of mind or work-related issues.
- Baggage delay insurance only applies to checked baggage.
- Emergency medical and dental expenses coverage is limited to 60 days of travel.
Eligibility and Activation
To be eligible for the United Explorer Card‘s travel insurance benefits, you must:
- Be a primary cardholder of the United Explorer Card.
- Purchase your travel itinerary using the card.
- Activate the travel insurance benefits by calling the number provided on the back of the card.
Filing a Claim
If you need to file a claim, follow these steps:
- Contact the United Explorer Card customer service line.
- Provide your card number and the details of your claim.
- Submit supporting documentation, such as receipts and medical records.
Benefits Beyond Travel Insurance
In addition to travel insurance, the United Explorer Card offers a host of other benefits, including:
- 2x miles on United purchases and 1 mile on all other purchases.
- Free checked bags for you and up to three companions on United flights.
- Priority boarding on United flights.
- Access to United Club lounges when flying United.
Alternative Travel Insurance Options
If the United Explorer Card‘s travel insurance coverage does not meet your needs, consider exploring alternative options such as:
- Standalone travel insurance policies
- Travel insurance offered by credit unions
- Travel insurance through airlines
Summary
The United Explorer Card offers a comprehensive range of travel insurance benefits, providing peace of mind during your journeys. By understanding the coverage, exclusions, and limitations, you can make informed decisions about whether the card’s travel insurance is right for you. If you seek additional or more comprehensive coverage, consider exploring alternative travel insurance options.
Answers to Your Questions
1. Is trip cancellation/interruption insurance included with the United Explorer Card?
Yes, the United Explorer Card offers up to $10,000 per person in trip cancellation/interruption insurance.
2. What is the maximum coverage for lost or damaged baggage?
The United Explorer Card provides up to $3,000 per person in baggage loss/damage insurance.
3. How do I activate the travel insurance benefits on my United Explorer Card?
Call the customer service number on the back of the card and provide your card number.
4. What is the maximum coverage for emergency medical expenses?
The United Explorer Card offers up to $250,000 per person in emergency medical and dental expenses coverage.
5. Are pre-existing medical conditions covered by the travel insurance?
No, pre-existing medical conditions are not covered.
