What To Know
- If you have a valid Global Entry or TSA PreCheck membership, you can waive the FTF on purchases made directly with United Airlines.
- In addition to FTFs, there are a few other considerations to keep in mind when using the United Explorer Card internationally.
- If your United Explorer Card is lost or stolen while you’re abroad, contact United Customer Service immediately to report the incident and request a replacement card.
Embarking on overseas adventures can be exhilarating, but it’s crucial to be aware of potential financial implications. One important consideration is whether the United Explorer Card incurs international fees. Let’s delve into the details to ensure your travels are smooth and cost-effective.
Understanding Foreign Transaction Fees
When using a credit card abroad, you may encounter foreign transaction fees (FTFs). These fees are typically a percentage of the transaction amount and can add up quickly. The United Explorer Card charges an FTF of 3% on all purchases made outside the United States.
Exceptions and Exemptions
While the United Explorer Card generally carries an FTF, there are a few exceptions to this rule:
- Authorized User Cards: If you add authorized users to your account, they can make purchases abroad without incurring FTFs.
- Global Entry or TSA PreCheck: If you have a valid Global Entry or TSA PreCheck membership, you can waive the FTF on purchases made directly with United Airlines.
- United Club Membership: United Club members can also avoid FTFs on United Airlines purchases made directly with the airline.
Avoiding International Fees
If you want to avoid FTFs altogether, consider the following strategies:
- Use a No-FTF Credit Card: Some credit cards, such as the Chase Sapphire Reserve, offer no FTFs on international purchases.
- Prepay for Expenses: If possible, prepay for your hotel, tours, and other expenses before leaving the country to avoid using your credit card abroad.
- Use Local Currency: When making small purchases, try to use the local currency instead of your credit card to minimize FTFs.
Other Considerations
In addition to FTFs, there are a few other considerations to keep in mind when using the United Explorer Card internationally:
- Currency Conversion Fees: When making purchases in a foreign currency, your card issuer may charge a currency conversion fee. United Explorer Card does not charge a currency conversion fee.
- ATM Withdrawal Fees: If you need to withdraw cash from an ATM abroad, you may be charged a withdrawal fee by both your bank and the ATM operator.
- Lost or Stolen Card: If your United Explorer Card is lost or stolen while you’re abroad, contact United Customer Service immediately to report the incident and request a replacement card.
Final Thoughts: Navigating International Fees with Confidence
Understanding the United Explorer Card’s international fees is essential for making informed decisions while traveling abroad. By being aware of the FTFs and taking steps to avoid them, you can minimize the financial impact of your overseas adventures. Remember, with careful planning and the right strategies, you can explore the world without breaking the bank.
Frequently Asked Questions
Q: Does the United Explorer Card have an annual fee?
A: Yes, the United Explorer Card has an annual fee of $95.
Q: How do I add authorized users to my United Explorer Card?
A: You can add authorized users to your account by logging into your United MileagePlus account and selecting “Manage Cardholders.”
Q: Can I use my United Explorer Card to book flights on other airlines?
A: Yes, you can use your United Explorer Card to book flights on other airlines, but you will not earn United miles on those purchases.
Q: What is the maximum credit limit for the United Explorer Card?
A: The maximum credit limit for the United Explorer Card varies depending on your creditworthiness.
Q: How do I report a lost or stolen United Explorer Card?
A: To report a lost or stolen United Explorer Card, call United Customer Service at 1-800-241-6522.
