What To Know
- If you have a Southwest credit card that does not offer FTF waivers, you will be charged a fee for each international transaction.
- By choosing a card with no FTFs and minimizing additional fees, you can maximize the value of your rewards and enjoy your international adventures without breaking the bank.
- You can notify Southwest by calling the customer service number on the back of your credit card or through the Southwest app.
Planning an international adventure? If you’re considering using your Southwest credit card to cover expenses, it’s crucial to inquire about any potential international fees. This blog post delves into the intricate world of Southwest credit card international fees, providing you with all the essential information you need to make informed decisions.
Understanding Foreign Transaction Fees
When you use your Southwest credit card outside the United States, you may encounter foreign transaction fees (FTFs). These fees are typically a percentage of the transaction amount, ranging from 1% to 3%. They are imposed by the international payment network (e.g., Visa, Mastercard) and may be passed on to you by Southwest.
Southwest Credit Cards with No FTFs
Fortunately, Southwest offers several credit cards that waive FTFs, making them ideal for international travelers. These include:
- Southwest Rapid Rewards® Premier Credit Card
- Southwest Rapid Rewards® Plus Credit Card
- Southwest Rapid Rewards® Performance Business Credit Card
Southwest Credit Cards with FTFs
If you have a Southwest credit card that does not offer FTF waivers, you will be charged a fee for each international transaction. The following cards fall into this category:
- Southwest Rapid Rewards® Priority Credit Card
- Southwest Rapid Rewards® Premier Business Credit Card
- Southwest Rapid Rewards® Everyday Credit Card
Additional International Fees
In addition to FTFs, you may encounter other international fees when using your Southwest credit card, such as:
- Currency conversion fees
- ATM withdrawal fees
- Balance transfer fees
Minimizing International Fees
To minimize international fees when using your Southwest credit card, consider the following tips:
- Opt for a Southwest credit card with no FTFs.
- Use ATMs that are affiliated with Southwest’s partner banks.
- Avoid making balance transfers while abroad.
- Notify Southwest in advance of your travel plans to avoid fraud alerts.
Impact of International Fees on Rewards
International fees can impact the value of your Southwest Rapid Rewards points. When you use your card abroad and incur FTFs, the points you earn will be reduced by the fee amount. However, this does not apply to Southwest credit cards with no FTFs.
Summary: Navigating the International Fee Landscape
Understanding the international fees associated with your Southwest credit card is essential for making smart financial decisions while traveling abroad. By choosing a card with no FTFs and minimizing additional fees, you can maximize the value of your rewards and enjoy your international adventures without breaking the bank.
Common Questions and Answers
Q: Does Southwest charge a foreign transaction fee on all international transactions?
A: No, Southwest only charges FTFs on credit cards that do not offer FTF waivers.
Q: How can I avoid FTFs with Southwest?
A: Get a Southwest credit card with no FTFs or use ATMs affiliated with Southwest’s partner banks.
Q: Do international fees affect the value of my Southwest Rapid Rewards points?
A: Yes, FTFs reduce the number of points you earn on international transactions. However, this does not apply to Southwest credit cards with no FTFs.
Q: What is the best Southwest credit card for international travel?
A: The Southwest Rapid Rewards® Premier Credit Card is the best option for international travel as it offers no FTFs and valuable travel benefits.
Q: How do I notify Southwest of my international travel plans?
A: You can notify Southwest by calling the customer service number on the back of your credit card or through the Southwest app.
