What To Know
- While Chase Sapphire Reserve’s rental car coverage does not directly extend to Uhaul rentals, it does offer a valuable benefit that can be used to offset the cost of renting a Uhaul truck.
- The Chase Sapphire Reserve card provides primary rental car coverage, meaning that it will be the first insurer to pay for damages or injuries incurred during a covered rental.
- While Chase Sapphire Reserve’s rental car coverage does not directly cover Uhaul rentals, it allows you to use your Chase Ultimate Rewards points to reimburse yourself for the cost of renting a Uhaul truck.
When planning a move, renting a moving truck is often a necessary expense. If you’re a Chase Sapphire Reserve cardholder, you may be wondering if your card offers coverage for Uhaul rentals. In this comprehensive guide, we’ll delve into the details of Chase Sapphire Reserve’s coverage for Uhaul rentals, exploring the benefits and limitations to help you make informed decisions.
Chase Sapphire Reserve’s Rental Car Coverage
The Chase Sapphire Reserve credit card provides comprehensive rental car coverage for primary cardholders and authorized users. This coverage extends to rentals from most major rental car companies, including Hertz, Avis, Budget, and Enterprise. However, it’s important to note that Uhaul is not a traditional rental car company.
Does Chase Sapphire Reserve Cover Uhaul?
The answer to the question “Does Chase Sapphire Reserve cover Uhaul?” is partially. While Chase Sapphire Reserve’s rental car coverage does not directly extend to Uhaul rentals, it does offer a valuable benefit that can be used to offset the cost of renting a Uhaul truck.
Primary Rental Car Coverage
The Chase Sapphire Reserve card provides primary rental car coverage, meaning that it will be the first insurer to pay for damages or injuries incurred during a covered rental. This is a significant benefit, as it can save you from having to file a claim with your personal auto insurance policy, which could potentially increase your premiums.
Reimbursement for Uhaul Rentals
While Chase Sapphire Reserve‘s rental car coverage does not directly cover Uhaul rentals, it allows you to use your Chase Ultimate Rewards points to reimburse yourself for the cost of renting a Uhaul truck. This reimbursement can be used for both personal and business purposes.
How to Reimburse Yourself for Uhaul Rentals
To reimburse yourself for Uhaul rentals using Chase Ultimate Rewards points, follow these steps:
1. Rent a Uhaul truck: Pay for the rental using a different credit card or debit card.
2. Keep receipts: Retain all receipts and documentation related to the rental.
3. Redeem points: Log into your Chase Ultimate Rewards account and redeem your points for a statement credit.
4. Submit documentation: Contact Chase customer service and provide them with the receipts and documentation for the Uhaul rental.
Limitations of Reimbursement
It’s important to note that there are some limitations to the reimbursement process:
- Maximum reimbursement: The maximum reimbursement amount per rental is $75,000.
- Time limit: You must submit your reimbursement request within 60 days of the rental date.
- Documentation required: You must provide proof of payment and documentation of the rental, such as a receipt or invoice.
Other Benefits for Uhaul Rentals
In addition to the reimbursement option, Chase Sapphire Reserve cardholders can also enjoy other benefits when renting a Uhaul truck:
- No foreign transaction fees: When renting a Uhaul truck outside the United States, you won’t be charged any foreign transaction fees.
- Earn Ultimate Rewards points: You can earn Chase Ultimate Rewards points on your Uhaul rental, which can be redeemed for travel, gift cards, or cash back.
- 24/7 customer service: Chase Sapphire Reserve cardholders have access to 24/7 customer service, which can assist with any questions or issues related to your Uhaul rental.
Summary: Planning a Move with Chase Sapphire Reserve
If you’re planning a move and considering renting a Uhaul truck, the Chase Sapphire Reserve credit card can provide valuable benefits. While it does not directly cover Uhaul rentals, it allows you to reimburse yourself for the cost of the rental using Chase Ultimate Rewards points. Additionally, you can enjoy other benefits such as no foreign transaction fees, earning points, and 24/7 customer service. By understanding these benefits and limitations, you can make informed decisions and maximize the value of your Chase Sapphire Reserve card.
Answers to Your Most Common Questions
Q: What is the maximum reimbursement amount for Uhaul rentals?
A: The maximum reimbursement amount per rental is $75,000.
Q: How long do I have to submit my reimbursement request?
A: You must submit your reimbursement request within 60 days of the rental date.
Q: What documentation do I need to provide for reimbursement?
A: You must provide proof of payment and documentation of the rental, such as a receipt or invoice.
Q: Can I use my Chase Sapphire Reserve card to pay for a Uhaul rental?
A: Yes, you can use your Chase Sapphire Reserve card to pay for a Uhaul rental. However, you will not receive primary rental car coverage for Uhaul rentals.
Q: Can I earn Chase Ultimate Rewards points on Uhaul rentals?
A: Yes, you can earn Chase Ultimate Rewards points on Uhaul rentals when you pay with your Chase Sapphire Reserve card.
