What To Know
- Yes, the Chase Sapphire Preferred card offers a range of travel insurance benefits, providing you with protection during your travels.
- Yes, trip cancellation due to COVID-19 is covered under Chase Sapphire Preferred’s Trip Cancellation/Interruption Insurance if you are medically advised not to travel or if your trip is canceled due to government restrictions.
- With its comprehensive travel insurance offerings and additional benefits, the Chase Sapphire Preferred card is an ideal choice for frequent travelers seeking a seamless and secure travel experience.
When planning a trip, travel insurance can provide peace of mind and protect you against unexpected events. If you’re a Chase Sapphire Preferred cardholder, you may wonder if your card comes with travel insurance benefits. This comprehensive guide will delve into the intricacies of Chase Sapphire Preferred’s travel insurance offerings, answering the question: “Does Chase Sapphire Preferred include travel insurance?”
Chase Sapphire Preferred Travel Insurance: A Comprehensive Overview
Yes, the Chase Sapphire Preferred card offers a range of travel insurance benefits, providing you with protection during your travels. These benefits include:
- Trip Cancellation/Interruption Insurance: Reimburses you for non-refundable travel expenses if your trip is canceled or interrupted due to covered reasons, such as illness, injury, or weather events.
- Trip Delay Reimbursement: Provides compensation for expenses incurred due to a delayed flight or other transportation issues.
- Baggage Delay Insurance: Reimburses you for essential purchases if your checked baggage is delayed for more than 12 hours.
- Lost Luggage Reimbursement: Covers the replacement cost of your lost or stolen checked baggage.
- Emergency Medical and Dental Expenses: Provides coverage for medical and dental emergencies while traveling abroad.
- Accidental Death and Dismemberment Insurance: Covers accidental death or dismemberment while traveling.
Covered Reasons for Trip Cancellation/Interruption
The Chase Sapphire Preferred card‘s Trip Cancellation/Interruption Insurance covers a wide range of reasons, including:
- Illness or injury of the traveler or a family member
- Natural disasters or weather events
- Terrorism or political unrest
- Death of a family member
- Job loss or layoff
- Military deployment
- Jury duty
Exclusions to Travel Insurance Coverage
While the Chase Sapphire Preferred card provides comprehensive travel insurance, there are some notable exclusions:
- Pre-existing medical conditions
- Suicide or self-inflicted injuries
- Acts of war or terrorism
- Illegal activities
- Travel to certain countries or regions with travel warnings
How to File a Travel Insurance Claim
To file a travel insurance claim with Chase Sapphire Preferred, you can follow these steps:
1. Contact Chase customer service at the number on the back of your card.
2. Provide details of the incident and the reason for your claim.
3. Gather supporting documentation, such as receipts, medical records, or police reports.
4. Submit your claim and documentation to Chase.
Additional Benefits for Chase Sapphire Preferred Cardholders
In addition to travel insurance, the Chase Sapphire Preferred card offers other valuable benefits that enhance your travel experiences:
- Ultimate Rewards Points: Earn points on every purchase, which can be redeemed for travel, cash back, or gift cards.
- Airport Lounge Access: Enjoy access to Priority Pass lounges worldwide, providing a comfortable and convenient airport experience.
- No Foreign Transaction Fees: Avoid additional charges when using your card abroad.
- 24/7 Concierge Service: Get assistance with travel arrangements, reservations, and other travel-related needs.
Frequently Asked Questions
1. Does Chase Sapphire Preferred cover trip cancellation due to COVID-19?
Yes, trip cancellation due to COVID-19 is covered under Chase Sapphire Preferred‘s Trip Cancellation/Interruption Insurance if you are medically advised not to travel or if your trip is canceled due to government restrictions.
2. What is the maximum coverage amount for lost luggage reimbursement?
The maximum coverage amount for lost luggage reimbursement is $3,000 per person, per trip.
3. How long do I have to file a travel insurance claim?
You must file a travel insurance claim within 60 days of the date of the incident.
Wrapping Up: Embark on Your Travels with Confidence
The Chase Sapphire Preferred card’s travel insurance benefits provide you with peace of mind and protection during your travels. By understanding the coverage inclusions and exclusions, you can ensure that you are adequately protected against unforeseen events. With its comprehensive travel insurance offerings and additional benefits, the Chase Sapphire Preferred card is an ideal choice for frequent travelers seeking a seamless and secure travel experience.
