Exclusive! Chase Sapphire Preferred Unveils Game-changing Coverage For Lost Luggage

When embarking on a long-awaited journey, the last thing you want to worry about is lost luggage. But if it happens, it’s crucial to know if your credit card offers protection. In this comprehensive guide, we delve into the ins and outs of Chase Sapphire Preferred‘s coverage for lost luggage, providing you with peace of mind and clarity.

Understanding Chase Sapphire Preferred’s Coverage

Chase Sapphire Preferred offers two types of coverage for lost luggage:

1. Baggage Delay Reimbursement: This coverage reimburses you for essential items you purchase if your checked baggage is delayed by more than 12 hours. The maximum reimbursement is $100 per day, up to a total of $500.
2. Lost Luggage Reimbursement: This coverage reimburses you for the replacement cost of your lost luggage and its contents, up to a maximum of $3,000 per person and $10,000 per family.

Eligibility and Requirements

To be eligible for Chase Sapphire Preferred‘s lost luggage coverage, you must:

• Be the primary cardholder on the account.
• Have purchased the plane ticket with your Chase Sapphire Preferred card.
• File a claim within 60 days of the lost luggage.

Exclusions and Limitations

Chase Sapphire Preferred’s lost luggage coverage does not cover:

• Luggage that is not checked in with the airline.
• Items that are considered “high-value,” such as jewelry, electronics, or artwork.
• Luggage that is lost or damaged due to negligence or willful misconduct.

How to File a Claim

To file a claim for lost luggage, follow these steps:

1. Report the lost luggage to the airline.
2. Obtain a lost luggage report.
3. Contact Chase Sapphire Preferred customer service by phone or online.
4. Provide the following information:

• Your Chase Sapphire Preferred card number
• The lost luggage report
• A detailed list of your lost items and their estimated value

Tips for Maximizing Coverage

• Keep all receipts for essential items purchased due to a baggage delay.
• Take photos of your luggage and its contents before checking it in.
• Consider purchasing additional luggage insurance if you have valuable items.

Final Thoughts: Peace of Mind for Travel Woes

By understanding the coverage offered by Chase Sapphire Preferred, you can minimize the financial impact of lost luggage and enjoy a stress-free travel experience. Remember to adhere to the eligibility requirements, file claims promptly, and take precautions to protect your belongings.

Answers to Your Most Common Questions

1. What is the maximum reimbursement for lost luggage under Chase Sapphire Preferred?

• $3,000 per person, up to $10,000 per family.

2. Does Chase Sapphire Preferred cover lost luggage that is not checked in with the airline?

• No.

3. How long do I have to file a claim for lost luggage?

• Within 60 days of the lost luggage.

4. What should I do if my luggage is delayed?

• Report the delay to the airline and keep all receipts for essential items purchased.

5. Can I purchase additional luggage insurance with Chase Sapphire Preferred?

• Yes, you can consider purchasing additional luggage insurance if you have valuable items.