What To Know
- In case of an emergency, an authorized user can use the card to cover expenses if the primary cardholder is unavailable.
- To add an authorized user, the primary cardholder must be at least 18 years old and have a United Explorer Card in good standing.
- Adding an authorized user to your United Explorer Card can be a valuable strategy for maximizing mileage earnings and sharing the benefits of the card.
The United Explorer Card is a gateway to a world of travel rewards and exclusive perks. With its generous mileage-earning potential and valuable benefits, it’s no wonder many cardholders consider adding an authorized user to share the rewards. But before you extend an invitation, let’s explore the ins and outs of adding an authorized user to your United Explorer Card.
Benefits of Adding an Authorized User
Shared Mileage Earnings:
Authorized users can earn miles on their own spending, contributing to the primary cardholder‘s mileage balance. This allows families or frequent travelers to accumulate miles faster and redeem them for flights, upgrades, and other rewards.
Convenience and Flexibility:
An authorized user can make purchases with the card, reducing the primary cardholder‘s financial burden. This is especially convenient for family members who frequently travel or make large purchases.
Emergency Access:
In case of an emergency, an authorized user can use the card to cover expenses if the primary cardholder is unavailable. This provides peace of mind and ensures that travel plans can continue smoothly.
Eligibility and Requirements
Eligibility:
To add an authorized user, the primary cardholder must be at least 18 years old and have a United Explorer Card in good standing.
Requirements:
The authorized user must be at least 13 years old and provide their name, date of birth, and Social Security number.
How to Add an Authorized User
Online:
- Log in to your United MileagePlus account.
- Click on “Manage Card” and select your United Explorer Card.
- Under “Authorized Users,” click “Add Authorized User.”
- Enter the authorized user’s information and follow the prompts.
By Phone:
- Call United Customer Service at 1-800-645-3880.
- Provide the authorized user’s information to the representative.
Fees and Responsibilities
Fees:
United charges a $50 annual fee for each authorized user.
Responsibilities:
Authorized users are responsible for their own purchases and must use the card responsibly. They cannot exceed the primary cardholder’s credit limit.
Impact on Credit Score
Adding an authorized user does not directly impact the primary cardholder‘s credit score. However, if the authorized user makes late payments or exceeds the credit limit, it could negatively affect the primary cardholder’s credit score.
Considerations Before Adding an Authorized User
Trust and Responsibility:
Authorized users are granted access to your credit line. Ensure you trust them to use the card responsibly and make timely payments.
Financial Implications:
Adding an authorized user increases your potential financial liability. Consider your budget and ensure you can afford any additional expenses incurred by the authorized user.
Communication:
Clearly communicate the terms and conditions of authorized user status to the individual. Set expectations about spending limits, payment responsibilities, and the consequences of misuse.
The Bottom Line: The Power of Shared Mileage
Adding an authorized user to your United Explorer Card can be a valuable strategy for maximizing mileage earnings and sharing the benefits of the card. However, it’s crucial to carefully consider the eligibility, fees, and responsibilities involved before making a decision. By following these guidelines, you can ensure a harmonious and rewarding experience for both the primary cardholder and the authorized user.
Questions You May Have
Q: What is the minimum age to be an authorized user on a United Explorer Card?
A: 13 years old
Q: Is there a fee to add an authorized user?
A: Yes, a $50 annual fee
Q: Can authorized users earn miles on their own spending?
A: Yes, they can contribute to the primary cardholder‘s mileage balance
Q: Are authorized users responsible for their own purchases?
A: Yes, they are solely responsible for their own spending
Q: How can I add an authorized user online?
